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Home Ownership

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​We agree with the 2016 Republican Party Platform:
"The Great Recession devastated the housing market. More than six million households had to move from homeownership to renting. Rental costs escalated so that today nearly 12 million families spend more than 50 percent of their incomes just on rent. The national homeownership rate has sharply fallen and the rate for minority households and young adults has plummeted. So many remain unemployed or underemployed, and for the lucky ones with jobs, rising rents make it harder to save for a mortgage."

"Homeownership expands personal liberty, builds communities, and helps Americans create wealth. “The American Dream” is not a stale slogan. It is the lived reality that expresses the aspirations of all our people. It means a decent place to live, a safe place to raise kids, a welcoming place to retire. It bespeaks the quiet pride of those who work hard to shelter their family and, in the process, create caring neighborhoods."

"The Federal Housing Administration, which provides taxpayer-backed guarantees in the mortgage market, should no longer support high-income individuals, and the public should not be financially exposed by risks taken by FHA officials."


"Our goal is to advance responsible homeownership while guarding against the abuses that led to the housing collapse. We must scale back the federal role in the housing market, promote responsibility on the part of borrowers and lenders, and avoid future taxpayer bailouts. Reforms should provide clear and prudent underwriting standards and guidelines on predatory lending and acceptable lending practices."
​

 
ARTICLES:
https://www.theatlantic.com/politics/archive/2018/09/elizabeth-warrens-fix-americas-housing-crisis/571210/
https://shelterforce.org/2018/10/31/dear-presidential-hopefuls-the-people-want-to-talk-to-you-about-housing/
https://shelterforce.org/2018/05/07/shared-equity/
https://www.getrichslowly.org/homeownership/
  
CONGRESSIONAL COMMITTEES:
https://www.congress.gov/committee/senate-banking-housing-and-urban-affairs/ssbk00
  
ORGANIZATIONS:
​National Low Income Housing Coalition (NLIHC)
Works to end America’s affordable housing crisis.
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  • HOME
  • ABOUT US
  • MISSION STATEMENT AND GOALS
  • BIG IDEAS
  • SUMMARY
  • FAQ
  • JOIN THE COOPERATIVE PARTY
  • .
  • SITE MAP
  • SEARCH
  • ASK A QUESTION
  • REGISTER TO VOTE
  • MAKE A SUGGESTION
  • VOLUNTEER
  • DONATE
  • CONTACT
  • .
  • PARTY PLATFORM...
  • Abortion
  • Agriculture and Food
  • Animal Welfare
  • Anti-Consumption Taxes
  • Anti Corruption Act
  • Artificial Intelligence and Robotics
  • Balanced Budget
  • Banking
  • Campaign Finance Reform
  • Cannabis
  • Carbon Sequestration
  • Climate Change
  • Comprehensive Annual Financial Reports
  • Constitutional Amendments
  • Cooperatives
  • Cooperatives in America
  • Corporate Rights and Responsibilities
  • Criminal Justice Reform
  • Death Penalty
  • Deep State
  • Economic Statistics
  • Education
  • Electromagnetic Pollution
  • Energy
  • Enhanced Interrogation Techniques
  • Environmental Protection
  • Equal Pay
  • Executive Orders
  • Federal Reserve
  • Fluoride
  • Foreign Policy
  • Fracking
  • Gender
  • Gerrymandering
  • GMO
  • Green New Deal
  • Guantanamo
  • Gun Control
  • Health Freedom
  • Home Ownership
  • Homelessness
  • Immigration
  • Income Inequality
  • Income Tax
  • Infrastructure
  • Intellectual Property
  • International Trade
  • Internet
  • LGBTQIA Rights
  • Lobbying
  • Media
  • Medicare For All
  • Military
  • Minimum Wage
  • National Debt
  • Native Americans
  • Opioid Crisis
  • Paid Leave
  • Personal Freedom
  • Personal Privacy
  • Police
  • Political Correctness
  • Reparations
  • Social Security
  • Sovereign Wealth Fund
  • Student Loans
  • Territories
  • Terrorism
  • Universal Basic Income
  • Vaccinations
  • Voters' Rights
  • Women's Issues
  • Workers' Rights
  • .
  • POLITICAL IDEOLOGY
  • CLICK HERE FIRST
  • WHAT IS COOPERATIVISM?
  • 8VALUES
  • THE POLITICAL COMPASS
  • REPUBLIC OR DEMOCRACY?
  • LEFT VERSUS RIGHT
  • WHAT IS A CONSERVATIVE?
  • WHAT IS A LIBERAL?
  • LIBERAL VERSUS CONSERVATIVE
  • WHAT IS THE DIFFERENCE BETWEEN A LIBERAL AND A LEFTIST?
  • WHAT IS A LIBERTARIAN?
  • WHO IS A PROGRESSIVE?
  • WHAT DO GREENS SUPPORT?
  • WHAT IS SOCIALISM?
  • OTHER POLITICAL PARTIES
  • .
  • CREATING A NEW POLITICAL PARTY
  • Alabama
  • Alaska
  • Arizona
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