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Student Loans

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https://www.sandersinstitute.com/issues/education

​We agree with the 2016 Democratic Party Platform:
"As we make college affordable for future students, we will not forget about the millions of borrowers with unsustainable levels of student debt, who need help right now. [We] will allow those who currently have student debt to refinance their loans at the lowest rates possible. We will simplify and expand access to income-based repayment so that no student loan borrowers ever have to pay more than they can afford. And we will significantly cut interest rates for future undergraduates because we believe that making college more affordable is more important than the federal government making billions of dollars in profit off those loans. Democrats will also fight for a student borrower bill of rights to ensure borrowers get adequate information about options to avoid or get out of delinquency or default. We will hold lenders and loan servicers to high standards to help borrowers in default rehabilitate and repay their debts."

"We will go after for-profits that engage in deceptive marketing, fraud, and other illegal activities. We will continue to crack down on for-profit schools that take millions in federal financial aid— often as their principal source of revenue--and then exploit students and burden them with debt rather than educating them. That is why we will strengthen the gainful employment rule to ensure that for-profit schools enable students to complete their degrees and prepare them for practices. We will also exercise our responsibility in oversight over the Department of Education to carry out their obligation to close down those for-profit schools that consistently engage in fraudulent and illegal conduct. It is unacceptable that for-profit schools with low graduation rates keep encouraging their students to take out federal loans they will have trouble paying back. Therefore, to the maximum extent possible, we will also encourage widespread relief and the forgiveness of debt to those students harmed by the practices of fraudulent institutions."

"Finally, [We] will restore the prior standard in bankruptcy law to allow borrowers with student loans to be able to discharge their debts in bankruptcy as a measure of last resort."
​

​
We agree with the 2016 Republican Party Platform:

"The cost of a college education has long been on an unsustainable trajectory, rising year by year far ahead of inflation. Nationwide, student debt now exceeds credit card debt with average debt levels per student totaling roughly $27,000. Delinquency rates on student loans are now as high as they were on subprime mortgages during the housing crisis. Over half of recent college grads are unemployed or underemployed, working at jobs for which their expensive educations gave them no preparation."
​


​We agree with Our Revolution:
"Stop the federal government from making a profit on student loans. Over the next decade, it has been estimated that the federal government will make a profit of over $110 billion on student loan programs. This is morally wrong and it is bad economics. We need to prevent the federal government from profiteering on the backs of college students and use this money instead to significantly lower student loan interest rates.

​Interest rates on undergraduate loans would should be cut in half. Allow Americans to refinance student loans at today's low interest rates. It makes no sense that you can get an auto loan today with an interest rate of 2.5%, but millions of college graduates are forced to pay interest rates of 5-7% or more for decades."
​

   
   
  
   
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Party Platform...
Abortion   Agriculture and Food   Animal Rights   Anti-Consumption Taxes   Anti Corruption Act
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  • HOME
  • ABOUT US
  • MISSION STATEMENT AND GOALS
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  • .
  • PARTY PLATFORM...
  • Abortion
  • Agriculture and Food
  • Animal Welfare
  • Anti-Consumption Taxes
  • Anti Corruption Act
  • Artificial Intelligence and Robotics
  • Balanced Budget
  • Banking
  • Campaign Finance Reform
  • Cannabis
  • Carbon Sequestration
  • Climate Change
  • Comprehensive Annual Financial Reports
  • Constitutional Amendments
  • Cooperatives
  • Cooperatives in America
  • Corporate Rights and Responsibilities
  • Criminal Justice Reform
  • Death Penalty
  • Deep State
  • Economic Statistics
  • Education
  • Electromagnetic Pollution
  • Energy
  • Enhanced Interrogation Techniques
  • Environmental Protection
  • Equal Pay
  • Executive Orders
  • Federal Reserve
  • Fluoride
  • Foreign Policy
  • Fracking
  • Gender
  • Gerrymandering
  • GMO
  • Green New Deal
  • Guantanamo
  • Gun Control
  • Health Freedom
  • Home Ownership
  • Homelessness
  • Immigration
  • Income Inequality
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  • .
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  • CLICK HERE FIRST
  • WHAT IS COOPERATIVISM?
  • 8VALUES
  • THE POLITICAL COMPASS
  • REPUBLIC OR DEMOCRACY?
  • LEFT VERSUS RIGHT
  • WHAT IS A CONSERVATIVE?
  • WHAT IS A LIBERAL?
  • LIBERAL VERSUS CONSERVATIVE
  • WHAT IS THE DIFFERENCE BETWEEN A LIBERAL AND A LEFTIST?
  • WHAT IS A LIBERTARIAN?
  • WHO IS A PROGRESSIVE?
  • WHAT DO GREENS SUPPORT?
  • WHAT IS SOCIALISM?
  • OTHER POLITICAL PARTIES
  • .
  • CREATING A NEW POLITICAL PARTY
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